Payment Gateway · Built for scale

Accept payments in minutes, not sprints.

XeroPayments is a single integration for every way your customers want to pay — UPI, cards, netbanking, and wallets — with settlement you can actually track in real time.

PCI DSS compliant RBI authorised 99.99% uptime
CHECKOUT
SECURE
AMOUNT PAYABLE ₹2,499
UPIINSTANT
Credit / Debit Card2 sec avg
Netbanking60+ banks
WalletsAll major
ENCRYPTED · 256-BITPOWERED BY XEROPAYMENTS

One integration, every method

Let customers pay however they already pay.

No separate contracts, no separate dashboards — every payment method routes through the same account and the same settlement cycle.

UPI
Credit Cards
Debit Cards
Netbanking
Wallets
EMI
Pay Later
QR Codes
Recurring / Subscriptions
International Cards

Why teams pick XeroPayments

Everything a payment stack needs, nothing it doesn't.

SETTLEMENT

Next-day, on the dot

Funds settle to your account on a fixed daily cycle, with every transaction reconciled and visible on your dashboard before it lands.

ROUTING

Smart failure recovery

If a transaction fails at one bank or route, it's automatically retried through an alternate path — so fewer customers drop off at checkout.

SECURITY

Fraud checks built in

Every transaction is screened in real time against risk signals, without adding friction to a genuine customer's checkout.

SUPPORT

A team that answers

Integration support and dispute resolution from people who actually know your account — not a ticket queue.

For developers

A few lines to go live.

Our REST API and ready-made SDKs plug into most stacks in an afternoon. Sandbox mode is on by default, so you can test the full flow before a single rupee moves.

create_order.js
const order = await xero.orders.create({
  amount: 249900, // in paise
  currency: "INR",
  receipt: "order_rcpt_101",
  method: "upi"
});

// order.status → "created"
// funds settle automatically
// on your next payout cycle

Get started

Your first transaction is a form away.

Tell us a bit about your business and we'll set up your sandbox account the same day.

sales@xeropayments.in →